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Category Archives: Jay Wolfe

Can I Buy an Acura with Bad Credit?

Can I Buy an Acura with Bad Credit?

Just look at the Acura lineup. With stunning designs like the Acura RDX and ILX, the performance of the MDX, and the luxury of the RLX, it’s no wonder everyone wants an Acura. There’s one important detail that prevents more people from buying Acura vehicles: bad credit. More than a third of the population in the United States has a credit rating below ‘good’. That can present a problem when borrowing money, whether for an Acura purchase or otherwise.

But bad credit doesn’t automatically exclude you from buying an Acura. You might be surprised at how easy it can be to buy from Jay Wolfe Acura, even if your credit is less than perfect.

What Does Bad Credit Mean for a Car Deal?

No question about it, buying an Acura looks different when your credit rating has taken a hit. It can mean you have to pony up with a down payment, or it can mean you have to choose a lower trim level than you might like. You may need to accept a higher interest rate, higher payments, or even a shorter loan term to get into the driver’s seat of your own Acura.

In a few rare instances, you may not be eligible for a loan through Acura Financial Services. If that’s the case, we can source auto loans through other lenders, increasing the likelihood of getting your Acura purchase completed.

Is It a Bad Idea to Buy a Car with Bad Credit?

No! In fact, it can be a helpful thing to get a car loan. It hinges on one thing: your intention to repay the loan. If you’re trying to rebuild your rating from bad credit to good, a car loan can show financial responsibility. What’s most important is that you keep your payments within a comfortable range, and always pay on time.

What Do I Need for a Car Loan?

If you have bad credit, there are a few things you’ll need to get the car loan completed. You’ll need to be current with your other payments, and you’ll need to have an income stream that’s proven to be steady. As well, a down payment is always a good idea!

 

If you want your next car to be an Acura but you have bad credit, let us help. At Jay Wolfe Acura, we work hard to get you into the car you want. Good credit, no credit, or bad credit – we’re at your service.

Teach Your Teen Driver the Right Skills

Teach Your Teen Driver the Right Skills

Inevitably, your youthful offspring grow up to be members of society. For most, that journey includes a stop at the DMV to get a driver’s license. Even though they’re 15 when they can first get into the driver’s seat with an instruction permit, it feels like they just graduated out of pull-ups. And now, they’re…

Is It Safe to Complete an Online Credit Application?

Is It Safe to Complete an Online Credit Application?

You’d sure love to buy a new car, and you’ve found your dream Acura for sale at Jay Wolfe Acura. It might be the ravishing new Acura TLX or the ever-popular Acura MDX. Whatever the case, you know you want the car. What you may not know is if you’d be approved to buy the…

Things to Do This Summer in Kansas City

Things to Do This Summer in Kansas City

The summer is flying by, but there’s plenty of time to get out into your city and enjoy it. Kansas City is chock full of good times, great eats, and some of the best entertainment the midwest has to offer. If you’re looking for things to do this summer in Kansas City, look no further.…

Best Ice Cream Shops Near Jay Wolfe Acura

Best Ice Cream Shops Near Jay Wolfe Acura

One of the best parts about summer is that edible frozen treat, ice cream. It’s available in virtually any imaginable flavor and is a great way to spend a summer evening with the family. Take it to the park, get it to go and chill out in the backyard, or eat it in the car…

How Will You Spend Your Memorial Day?

How Will You Spend Your Memorial Day?

It’s the unofficial start of summer; the last Monday in May and that’s right around the time the weather gets warm and stays warm. It’s the time to tune up the classic summer cruiser to hit the streets on Sunday night, and the perfect weather to cast a line into the lake, hoping for a…

Is it Time to Ditch Your Clunker?

Is it Time to Ditch Your Clunker?

We’ve all got items we can’t bear to get rid of. There’s that comfy college sweatshirt and the pair of Nike high-tops that went out of style twenty years ago. You have a yearbook dogeared to the page of your high school girlfriend. And you’ve got your first car, an honest-to-goodness clunker, sitting in the…

Acura Leasing or Financing – Which is Better?

Acura Leasing or Financing – Which is Better?

There’s always a debate raging over which option is best when you buy a new Acura. Is Acura leasing the better way to go, or is it best to finance your new car? While the decision ultimately is up to you, here are a few questions to help you decide the best route for you.…

The Joys of Winter Driving…

The Joys of Winter Driving…

There aren’t a great many people who enjoy winter driving in the blustery, freezing-cold climate of Kansas City. The roads get slick, other drivers get in the way, and traffic comes to a standstill. But for you in your Acura, winter driving isn’t such a chore.   When you have the right vehicle and you’re…

Is Rust Proofing Right for Your Acura?

Is Rust Proofing Right for Your Acura?

You’ve settled on the car that fits your needs and agreed to a price. So far, so good! Then you’re presented a bunch of other options. Now you’re stuck. Do you need these extras for your new vehicle? Are items like rust proofing really a benefit for you? You may doubt if rust proofing is…


 
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