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Category Archives: Acura

Not Every Auto Loan Calculator Is Trustworthy. Here’s Why

Not Every Auto Loan Calculator Is Trustworthy. Here’s Why

It’s totally understandable. You’re buying a new Acura – at least, you want to – but you need to know what it’s going to cost you. And since you’re not paying the whole purchase price for your MDX, RDX, or ILX in cash money, you probably want to know what it’s going to cost you monthly. You might prefer bi-weekly or semi-monthly payments also, and that’s no problem. In any case, you want to consult an auto loan calculator.

But not every auto loan calculator is created equal. In fact, many are meant to give you results and options that can be manipulated however you want. It’s a problem.

Issues with Auto Loan Calculators

Incomplete Calculations

Some auto loan calculators don’t take everything into consideration. You may only have the option to input a down payment, not a trade-in. Since there’s a slight tax break with a trade-in, you won’t get the true result on the calculator.

Abstract Numbers

Other loan calculators give you the option to input your trade-in value as you see fit. But what you think your car is worth and its true value are usually different. You’ll want to use an auto loan calculator that gives you trade-in valuations in a somewhat accurate fashion. Otherwise, you’re setting yourself up for disappointment.

Which Interest Rate Do You Choose?

The calculators at the bank are bad for this. You have to select your interest rate from a list, but it could be a rate you don’t qualify for. Or, you might have the option for a subvented rate through the manufacturer, and the bank can’t reflect this. It can dramatically change your true payment amount, either making it more affordable or putting it out of reach.

How Much Do You Qualify for?

An auto loan calculator can’t tell you how much you can borrow for your car loan, but rather just give you a decent idea of the payments you can expect. Only a credit application will tell you how much you’re qualified to borrow for your Acura car loan.

When you’re looking for accurate payments for your Acura, leave the other calculators behind. Estimate your payments with the Acura online auto loan calculator for the most accurate information possible. Or better yet, visit Jay Wolfe Acura in Kansas City to get pre-approved for your Acura car loan today!

Why Choose An Acura SUV? Let Us List the Reasons

Why Choose An Acura SUV? Let Us List the Reasons

There are cheaper vehicles on the market, and there are more powerful SUVs out there too. You’ll find luxury SUVs that can blow your socks off with their features, and you’ll find others that are outstanding in the fuel efficiency department. So why should you choose an Acura SUV? We’re glad you asked. It’s amazing…

When is it Safe to Use Your Cruise Control?

When is it Safe to Use Your Cruise Control?

Anyone who is old enough to remember using cassette tapes, perhaps even before Acura made its way to North America, remembers hearing this warning: “The roads are slippery. Don’t use the cruise control!” As a responsible person, you don’t use your cruise control when the road conditions are less than ideal. Even loose gravel is…

Is an Acura Sport Hybrid Right For You?

Is an Acura Sport Hybrid Right For You?

You’ve owned cars for years, but they’ve always been gas-powered. Hybrid technology has been on the market for decades now. But, you’ve never taken the plunge. High-quality carmakers like Acura build high-performance vehicles using sport hybrid technology too, offering excellent fuel mileage to go with the exceptional luxury inside. But is an Acura sport hybrid…

What Does a Dual Clutch Transmission Do For You?

What Does a Dual Clutch Transmission Do For You?

The exhilaration you feel when you sit behind the steering wheel is one of the best parts of the drive. The thrill of the open road, a powerful machine at your command, and a spectacularly handling vehicle are all part of it. When your vehicle is designed to make your heart beat a little faster,…

Are You Cleaning Your Windows Correctly?

Are You Cleaning Your Windows Correctly?

When you drive your Acura, there are a few constant things: you’re going to burn fuel, you’ll need to start, stop, and turn, and you need to see. If you’re having trouble seeing the road, it’s probably a matter of cleaning your windows. Are you doing it correctly, or are your windows worse after you’ve…

How Does a Dual Clutch Transmission Work?

How Does a Dual Clutch Transmission Work?

You know the difference between a manual transmission and an automatic transmission. The manual transmission you have to shift yourself, and the automatic is…well, automatic. Then the dual clutch transmission (DCT) was introduced and confused everything. How does a dual clutch transmission work? What is a Dual Clutch Transmission? It’s a gearbox that creates faster…

What Does Collision Mitigation Braking System Mean For ME?

What Does Collision Mitigation Braking System Mean For ME?

Sometimes, you just don’t see it coming. You can get distracted by a cell phone ringing, backseat passengers, or unusual goings-on outside your car. And with most cars, it would be too late to do anything about it. You’re in an accident, risking injuries and damage that could easily have been avoided. That’s why Collision…

What is Variable Cylinder Management in My Acura?

What is Variable Cylinder Management in My Acura?

You don’t want to spend more money on fuel than you have to, and Acura understands. So picture this: you accelerate from a stop with a little extra spirit than necessary and your Acura’s engine happily obliges with a hearty effort. But once you get to your cruising speed, you don’t need as much power…

What Makes the Acura RDX So Special?

What Makes the Acura RDX So Special?

The Acura RDX is in its second generation now, originally introduced in the 2007 model year. That first RDX was great, and made a huge splash in the luxury crossover SUV segment. But the second-gen RDX? No that’s a marvel of the automotive market.   What is it that makes the Acura RDX so special?…


 
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